Downunder Insurance

An excellent choice for covering backpacking trips and working holidays, Downunder Insurance is one of the leading insurers in the budget travel market. This page outlines their Backpacker Policy's main features, with a convenient direct comparison with another popular choice, World Nomads, so you can decide which is the policy for you.

Policy Benefits

The following table compares and contrasts the features of the Downunder Insurance backpacker policy with that of World Nomads, Lonely Planet's recommended backpacking insurance provider. To compare policy costs, simply select the area of the world to which you wish to travel and the length of your trip below and click "Calculate" for an on-the-fly, no obligation quote.

Cost	Get an instant comparison quote Destination UKEuropeAustralia & New ZealandWorldwide (exc. USA & Canada)Worldwide (inc. USA & Canada) Length of trip 1 week2 weeks3 weeks4 weeks5 weeks6 weeks7 weeks2 months3 months4 months5 months6 months7 months8 months9 months10 months11 months12 months13 months14 months15 months16 months17 months18 months
Policy Excess	Variable (£60-£100)	£50
Medical Coverage	Up to £2,000,000	£3,000,000
Personal Effects	Up to £1,000 Single Item Limit - £100 Valuables - £100 Money - £200 (£100 cash)	Up to £1,250 Single Item Limit - £100 Valuables - £400 Money - None
Personal Liability	Up to £2,000,000	£2,000,000 (N/A whilst working/driving)
Age Limit	55	60
Notes	Australia & New Zealand policy additionally covers you for up to 25% of your trip spent worldwide (e.g. stopovers in Asia/America, or trips to Pacfic island nations)	Lonely Planet's recommended travel insurance supplier.
For More Info	duinsure.com	worldnomads.com

Summary

The DownUnder Insurance backpacker policy offers good value and adequate coverage for a budget traveller, and is especially suited for those off to Australia and New Zealand on working holidays (e.g. fruit picking) who also want to be covered on stopovers on the way there/back.

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